Montana Life & Health Insurance Guaranty Association

Helping Montana policyholders when they need it the most.


Welcome to the Montana Life & Health Insurance Guaranty Association website.
This site provides access to basic information about the purpose of the guaranty association and how it protects resident policyholders in the event an insurance company becomes insolvent.


Special Board Meeting: Notice to Members and the Public

The Montana Life and Health Insurance Guaranty Association will have a special meeting of the Board of Directors by Zoom on May 11, 2023 from 11 a.m. to 11:30 a.m. for the purposes of approving an updated document retention policy, adding the Treasurer as a permitted signer of Association checks and approving penalties for member companies failing to timely pay Class A assessments.
Members and the public are invited to attend and may obtain directions for participation by emailing prior to May 10, 2023.


The annual meeting of the members of the Montana Life and Health Insurance Guaranty Association will take place at 8:30 a.m. MDT, on Friday, August 18, 2023 at the Kimpton Armory Hotel, 24 W. Mendehall, Bozeman, MT 59715. The member meeting will be immediately followed by the Board meeting. Members and the public are invited to attend. There may be a short closure of the Board meeting to the public for the Board to consider matters in which the considerations of privacy and confidentiality outweigh the public’s right to know.

NOTICE TO MEMBERS - Member Contact Information

The Montana Life and Health Insurance Guaranty Association now sends notices and assessment invoices to Members by email. It is members’ responsibility to keep the various state guaranty associations up to date on their email addresses for Association notices and assessment purposes. This can be done by contacting each Association with any changes to contact information, or by using the National Organization of Life and Health Insurance Guaranty Associations form where members can choose all the states for which they wish to provide new contact information.
For access to the form, please send a request to

Notice of Protection

The Summary Notice of Protection Provided effective January 1, 2020 is available under the Additional Information tab.

Liquidation Orders Entered for Penn Treaty & American Network Insurance Companies

On March 1, 2017, Penn Treaty Network America Insurance Company (Penn Treaty) and its wholly owned subsidiary, American Network Insurance Company (ANIC), were placed in liquidation by orders of the Commonwealth Court of Pennsylvania. Click here for a set of FAQs addressing the Penn Treaty/ANIC liquidations.