Montana Life & Health Insurance Guaranty Association

Helping Montana policyholders when they need it the most.


Welcome to the Montana Life & Health Insurance Guaranty Association website.
This site provides access to basic information about the purpose of the guaranty association and how it protects resident policyholders in the event an insurance company becomes insolvent.


Notice to Members - Class A Assessment

There is NO Class A assessment due in 2021. Member Insurers should expect a Class A assessment in the latter part of 2022.

Notice Re Operation of the Montana Life and Health Insurance Guaranty Association (“Association”) in Light of COVID-19:

The Association is prepared to continue all operations. Staff is working remotely and has the capability to handle inquiries. However, there may be a delay in collecting physical mail; therefore, we encourage use of email for written communication.

Notice of Protection

The Summary Notice of Protection Provided effective January 1, 2020 is now available under the Additional Information tab.

Liquidation Orders Entered for Penn Treaty & American Network Insurance Companies

On March 1, 2017, Penn Treaty Network America Insurance Company (Penn Treaty) and its wholly owned subsidiary, American Network Insurance Company (ANIC), were placed in liquidation by orders of the Commonwealth Court of Pennsylvania. Click here for a set of FAQs addressing the Penn Treaty/ANIC liquidations.